Policy

Policy Type

object (Policy)

Policy Properties

PropertyTypeRequiredNullable
carrierstringRequiredcannot be null
fz_policy_numberstringOptionalcannot be null
policy_typestringRequiredcannot be null
policy_numberstringRequiredcannot be null
policy_holderobjectOptionalcannot be null
policy_start_datestringOptionalcan be null
policy_end_datestringOptionalcan be null
policy_statusstringRequiredcan be null
policy_monthly_premiumnumberRequiredcan be null
policy_premiumnumberRequiredcan be null
policy_term_monthsnumberOptionalcan be null
policy_detail (Auto Policy Detail or Homeowners Policy DetailMergedOptionalcannot be null
documentsobjectRequiredcannot be null
policy_discountobjectOptionalcannot be null
billing_historyobjectOptionalcannot be null

Sample JSON

{
          "carrier": "allstate",
          "fz_policy_number": "po_5c30616fa7434dbb",
          "policy_type": "Home",
          "policy_number": "P1234",
          "policy_start_date": "2021-01-01",
          "policy_end_date": "2022-01-01",
          "policy_status": "Inactive",
          "policy_premium": null,
          "policy_monthly_premium": 25,
          "policy_term_months": 12,
          "policy_holder": {
            "first_name": "Fize",
            "last_name": "User",
            "middle_name": "Demo",
            "full_name": "Fize Demo User",
            "birth_date": "1980-10-21",
            "age": 42,
            "email": "[email protected]",
            "address": {
              "entity_number": "1447",
              "street": "Winding",
              "city": "Providence",
              "state": "RI",
              "zip": "22903",
              "country": "USA",
              "raw_address": "1447, Winding Way, Providence, RI 22903"
            },
            "phone": "1234567890"
          },
          "documents": {
            "declaration_pages": [
              {
                "creation_date": null,
                "name": "Declaration Page",
                "document_url": "https://documents-dev.getfize.com/demo/test/2021/12/31/LNTEtfysSK4AbXw%3D/PDF/HomeDeclarationPage.pdf"
              }
            ],
            "other_documents": []
          },
          "policy_detail": {
            "property_info": {
              "mortgagee": [
                {
                  "company": "PRIVATE LABEL-Santander Consumer USA Inc",
                  "address": {
                    "entity_number": "1447",
                    "street": "Winding",
                    "city": "Providence",
                    "state": "RI",
                    "zip": "22903",
                    "country": "USA",
                    "raw_address": "1447, Winding Way, Providence, RI 22903"
                  },
                  "loan_number": "LN45656",
                  "financing_type": "finance"
                }
              ],
              "property_address": {
                "entity_number": "1447",
                "street": "Winding",
                "city": "Providence",
                "state": "RI",
                "zip": "22903",
                "country": "USA",
                "raw_address": "1447, Winding Way, Providence, RI 22903"
              },
              "loan_number": "LN45656",
              "family_count": 1,
              "year_built": 2010,
              "stories_count": 2,
              "bathrooms_count": 1,
              "square_footage": 4000,
              "basement_included": "No",
              "garage_size": 500,
              "garage_type": "Attached",
              "construction": "Frame",
              "siding": "Stucco",
              "roof_type": "Asphalt-Fiberglass",
              "roof_age_year": 10,
              "foundation": "Basement",
              "finished_basement_percentage": 100,
              "employee_count": 0
            },
            "policy_coverage": {
              "additional_living_expenses": {
                "coverage_display_name": "ALE TERM",
                "limit": 24
              },
              "deductible": {
                "all_perils": {
                  "coverage_display_name": "All perils",
                  "amount": 1000,
                  "limit": null,
                  "deductible": null
                },
                "coverage_display_name": "Deductibles",
                "windstorm_hail": {
                  "coverage_display_name": "Windstorm/Hail",
                  "amount": 1000
                }
              },
              "dwelling": {
                "coverage_display_name": "dwelling structures",
                "limit": 3000
              },
              "loss_of_use": {
                "coverage_display_name": "loss of use",
                "limit": 3000
              },
              "medical": {
                "coverage_display_name": "medical",
                "limit": 3000
              },
              "personal_liability": {
                "coverage_display_name": "personal liability",
                "limit": 3000
              },
              "personal_property": {
                "coverage_display_name": "personal property",
                "percentage": 10,
                "limit": 3000
              },
              "separate_structures": {
                "coverage_display_name": "separate structures",
                "percentage": 10,
                "limit": 10000
              },
              "other_coverage": [
                {
                 "coverage_display_name": "contents replacement cost",
                 "coverage_detail": "Yes $1,484.21"
                },
                {
                 "coverage_display_name": "fences",
                 "coverage_detail": "Covered $1,484.21"
                },
                {
                 "coverage_display_name": "guaranteed replacement cost on buildings",
                 "coverage_detail": "Yes $1,484.21"
                }
              ]
            }
          },
          "policy_discount": {
            "total_discount": null,
            "monthly_total_discount": 404,
            "discounts": [
              {
                "discount_type": "California Good Drive",
                "discount": null,
                "monthly_discount": 30
              }
            ]
          },
          "billing_history": {
            "billing_activities": [
              {
                "ba_date": "2020-11-11",
                "activity": "Payment Activity",
                "amount": 300
              }
            ],
            "future_payments": [
              {
                "fp_date": "2020-11-11",
                "amount": 300
              }
            ],
            "remaining_balance": 0
          }
        }