Home Policy Detail

Homeo Policy Detail Schema

Home Policy Detail Type

object (Home Policy Detail)

Home Policy Detail Properties

FieldTypeNullableDescriptionPropertiesExample
property_infoObjectProperty information
policy_coverageObjectPolicy coverages

Sample JSON

{
    "property_info": {
        "mortgagee": [
            {
                "company": "United Mortgage Associates",
                "address": {
                    "entity_number": "1447",
                    "street": "Winding",
                    "city": "Providence",
                    "state": "RI",
                    "zip": "22903",
                    "country": "USA",
                    "raw_address": "1447, Winding Way, Providence, RI 22903"
                },
                "loan_number": "MORTG123456",
                "financing_type": "Conventional Mortgage"
            }
        ],
        "property_address": {
            "entity_number": "1447",
            "street": "Winding",
            "city": "Providence",
            "state": "RI",
            "zip": "22903",
            "country": "USA",
            "raw_address": "1447, Winding Way, Providence, RI 22903"
        },
        "loan_number": "MORTG123456",
        "family_count": 1,
        "year_built": 1958,
        "stories_count": 1,
        "bathrooms_count": 2,
        "square_footage": 1346,
        "basement_included": "Yes",
        "garage_size": 3,
        "garage_type": "Carport",
        "construction": "Frame",
        "siding": "Masonry Veneer",
        "roof_type": "Asphalt-Fiberglass",
        "roof_age_year": 9,
        "foundation": "Slab",
        "finished_basement_percentage": 100,
        "employee_count": 5,
        "apn": "PROV M:20 L:38",
        "class": "AMUSEMENT_RECREATION",
        "sub_type": "RESIDENTIAL",
        "wall_type": "STONE_WOOD_FRAME",
        "frame_type": "WOOD",
        "roof_cover": "CONCRETE_TILE",
        "roof_shape": "MANSARD",
        "cooling_type": "AC_CENTRAL_PARTIAL",
        "heating_type": "STEAM",
        "heating_fuel": "ELECTRIC_HOT_WATER",
        "energy_type": "FAIR",
        "sewer_type": "PUBLIC_SEPTIC",
        "building_shape": "RECTANGLE",
        "construction_quality": "FAIR",
        "has_fireplace": true,
        "num_fireplaces": 1,
        "fireplace_type": "HEATER_CIRCLE",
        "has_pool": true,
        "pool_type": "IN_GROUND_POOL",
        "num_beds": 4,
        "num_baths_full": 1,
        "num_baths_partial": 0,
        "num_units": 1,
        "num_parking_spaces": 1,
        "assessed_improvement_value": 27023800,
        "assessed_land_value": 1836500,
        "assessed_total_value": 28860300,
        "market_improvement_value": 27024800,
        "market_land_value": 1836500,
        "market_total_value": 28861300,
        "owner1_first_name": "William",
        "owner1_last_name": "Martinez",
        "owner2_first_name": "Karen",
        "owner2_last_name": "Martinez",
        "owner3_first_name": "Ben",
        "owner3_last_name": "Martinez",
        "owner4_first_name": "David Lee",
        "owner4_last_name": "Hartstein Jr",
        "purchase_date": "1956-02-02",
        "purchase_price": 1736500,
        "last_update_date": "2023-02-22"
    },
    "policy_coverage": {
        "additional_living_expenses": {
            "coverage_display_name": "Additional Living Expense",
            "limit": 5000,
            "term_months": 6
        },
       "all_perils": {
            "coverage_display_name": "ALL PERILS",
            "amount": 1000,
            "limit": 1000,
            "deductible": 500,
            "percentage": 2
        },
        "medical_payments": {
             "coverage_display_name": "Medical Payments",
             "limit": 2000
         },
        "windstorm_hail": {
             "coverage_display_name": "Windstorm/Hail",
             "amount": 1000,
             "percentage": 10,
             "deductible": 500
         },
        "personal_property": {
            "coverage_display_name": "Personal Property",
            "percentage": 70,
            "limit": 157500
        },
        "personal_liability": {
            "coverage_display_name": "Personal Liability",
            "limit": 30000
        },
        "loss_of_use": {
            "coverage_display_name": "Loss Of Use",
            "limit": 67500
        },
        "dwelling": {
            "coverage_display_name": "Dwelling Structures",
            "limit": 225000
        },
        "other_structures": {
            "coverage_display_name": "Other Structures",
            "percentage": 60,
            "limit": 22500
         },
        "other_coverage": [
            {
                "coverage_display_name": "guaranteed replacement cost on buildings",
              "coverage_detail": "Yes $1,400"
             }
        ]
    }
}