Auto Policy Detail Schema
Auto Policy Detail Type
object (Auto Policy Detail)
Auto Policy Detail Properties
| Field | Type | Nullable | Description | Properties | Example |
|---|---|---|---|---|---|
drivers | Array | List of drivers | Reference:drivers | ||
vehicles | Array | List of vehicles | Reference:vehicles | ||
policy_coverage | Object | Policy coverages | Reference:policy_coverage |
Sample JSON
{
"drivers": [
{
"personal_info": {
"first_name": "William",
"middle_name": "H.",
"last_name": "Martinez",
"full_name": "William H. Martinez",
"email": "[email protected]",
"phone": "9037442554",
"address": {
"entity_number": "1447",
"street": "Winding",
"city": "Providence",
"state": "RI",
"zip": "22903",
"country": "USA",
"raw_address": "1447, Winding Way, Providence, RI 22903"
},
"gender": "Male",
"marital_status": "Married",
"birth_date": "1987-10-21",
"age": 35,
"relation": "Self",
"education": "Engineer",
"occupation": "Software Engineer",
"full_time_student": "No"
},
"license": {
"license_number": "D123-456-789-012",
"license_issuing_state": "Rhode Island",
"license_status": "Active",
"driver_status": "Active"
}
}
],
"vehicles": [
{
"raw_name": "2020 LAND ROVER DISCOVERY SPORT",
"model": "ROVER DISCOVERY SPORT 4 DOOR WAGON",
"sub_model": "Premium",
"make": "LAND ROVER",
"year": 2020,
"vin": "1C7GJFBG2MC631234",
"premium": 508,
"primary_use": "Pleasure",
"garaged_zip": "40220",
"annual_mileage": 12.97,
"has_alarm": 1,
"has_anti_lock_brakes": 1,
"ownership_status": "Owned",
"vehicle_coverage": {
"uninsured_underinsured_property_damage": {
"coverage_display_name": "Uninsured/underinsured property damage",
"per_person_limit": 10000,
"per_accident_limit": 30000,
"deductible": 1000
},
"road_side_assistance": {
"coverage_display_name": "Roadside assistance",
"limit": 10000,
"per_accident_limit": 1000
},
"uninsured_bodily_injury": {
"coverage_display_name": "Uninsured motorist bodily injury",
"per_person_limit": 100000,
"per_accident_limit": 300000
},
"comprehensive": {
"coverage_display_name": "Comprehensive",
"deductible": 500
},
"underinsured_bodily_injury": {
"coverage_display_name": "Underinsured Motorist Bodily Injury",
"per_person_limit": 10000,
"per_accident_limit": 30000
},
"uninsured_property_damage": {
"coverage_display_name": "Uninsured Motorist Property Damage",
"limit": 10000,
"per_person_limit": 10000,
"per_accident_limit": 30000,
"deductible": 1000
},
"uninsured_underinsured_bodily_injury": {
"coverage_display_name": "Uninsured/Underinsured Motorist bodily injury",
"per_person_limit": 5000,
"per_accident_limit": 5000
},
"collision": {
"coverage_display_name": "Collision",
"deductible": 500
},
"medical_payments": {
"coverage_display_name": "Medical",
"limit": 1000,
"per_person_limit": 10000,
"deductible": 500
},
"rental_assistance": {
"coverage_display_name": "Rental assistance",
"limit": 50,
"per_person_limit": 10000,
"per_accident_limit": 1000,
"per_day_limit": 100,
"per_day_percentage": 80
},
"property_damage_liability": {
"coverage_display_name": "Bodily Injury & Property Damage Liability",
"per_accident_limit": 300000
},
"underinsured_property_damage": {
"coverage_display_name": "Underinsured motorist property damage",
"per_person_limit": 100000,
"per_accident_limit": 100000,
"deductible": 1000
},
"bodily_injury_liability": {
"coverage_display_name": "Bodily injury liability",
"per_person_limit": 100000,
"per_accident_limit": 300000
},
"other_coverage": [
{
"coverage_display_name": "Loan/Lease Payoff",
"coverage_detail": "premium 10"
},
{
"coverage_display_name": "Custom Parts and/or Equipment value",
"coverage_detail": "premium 20"
},
{
"coverage_display_name": "Personal Injury Protection",
"coverage_detail": "per person limit 10000"
},
{
"coverage_display_name": "Property Damage Coverage",
"coverage_detail": "per accident limit 100000"
},
{
"coverage_display_name": "Medical Payments",
"coverage_detail": "premium 9, per person limit 10000"
},
{
"coverage_display_name": "Guest Personal Injury Protection",
"coverage_detail": "premium 12"
},
{
"coverage_display_name": "Basic Personal Injury Protection",
"coverage_detail": "premium 13, deductible 1000, limit 10000"
}
]
},
"lien_holders": [
{
"company": "USA Secure Lien Services",
"address": {
"entity_number": "1447",
"street": "Winding",
"city": "Providence",
"state": "RI",
"zip": "22903",
"country": "USA",
"raw_address": "1447, Winding Way, Providence, RI 22903"
},
"loan_number": "LH123456789",
"financing_type": "Fixed-Rate Financing"
}
],
"vehicle_discount": {
"total_discount": null,
"monthly_total_discount": 10,
"discounts": [
{
"discount_type": "Anti-theft Device Discount",
"discount": null,
"monthly_discount": 3
},
{
"discount_type": "Smart Technology Discount",
"discount": null,
"monthly_discount": 7
}
]
}
}
],
"policy_coverage": {
"underinsured_bodily_injury": {
"coverage_display_name": "Underinsured Motorist",
"per_person_limit": 100000,
"per_accident_limit": 300000
},
"collision": {
"coverage_display_name": "Collision",
"deductible": 500
},
"bodily_injury_liability": {
"coverage_display_name": "Bodily injury liability",
"per_person_limit": 100000,
"per_accident_limit": 300000
},
"medical_payments": {
"coverage_display_name": "Medical",
"limit": 10000,
"per_person_limit": 10000,
"deductible": 500
},
"comprehensive": {
"coverage_display_name": "Comprehensive",
"deductible": 500
},
"uninsured_property_damage": {
"coverage_display_name": "Uninsured Motorist",
"limit": 10000,
"per_person_limit": 100000,
"per_accident_limit": 300000,
"deductible": 500
},
"property_damage_liability": {
"coverage_display_name": "Bodily Injury & Property Damage Liability",
"per_accident_limit": 300000
},
"uninsured_underinsured_bodily_injury": {
"coverage_display_name": "Uninsured/Underinsured Motorist bodily injury",
"per_person_limit": 5000,
"per_accident_limit": 5000
},
"road_side_assistance": {
"coverage_display_name": "Roadside assistance",
"limit": 10000,
"per_accident_limit": 1000
},
"rental_assistance": {
"coverage_display_name": "Rental assistance",
"limit": 50,
"per_person_limit": 10000,
"per_accident_limit": 1000,
"per_day_limit": 100,
"per_day_percentage": 80
},
"uninsured_bodily_injury": {
"coverage_display_name": "Uninsured motorist bodily injury",
"per_person_limit": 100000,
"per_accident_limit": 300000
},
"uninsured_underinsured_property_damage": {
"coverage_display_name": "Uninsured/underinsured property damage",
"per_person_limit": 10000,
"per_accident_limit": 30000,
"deductible": 1000
},
"underinsured_property_damage": {
"coverage_display_name": "Underinsured motorist property damage",
"per_person_limit": 100000,
"per_accident_limit": 100000,
"deductible": 1000
},
"other_coverage": [
{
"coverage_display_name": "Custom Parts and/or Equipment value",
"coverage_detail": "premium 20"
},
{
"coverage_display_name": "Guest Personal Injury Protection",
"coverage_detail": "premium 12"
},
{
"coverage_display_name": "Collision Coverage",
"coverage_detail": "premium 32, deductible 500"
},
{
"coverage_display_name": "Medical Payments",
"coverage_detail": "per person limit 10000"
},
{
"coverage_display_name": "Additional Personal Injury Protection",
"coverage_detail": "premium 12"
},
{
"coverage_display_name": "Loan/Lease Payoff",
"coverage_detail": "premium 10"
},
{
"coverage_display_name": "Underinsured Motorist Bodily Injury",
"coverage_detail": "per person limit 10000, per accident limit 30000"
},
{
"coverage_display_name": "Basic Personal Injury Protection",
"coverage_detail": "deductible 1000, limit 10000"
},
{
"coverage_display_name": "Property Damage Coverage",
"coverage_detail": "per accident limit 100000"
},
{
"coverage_display_name": "Uninsured Motorist Property Damage",
"coverage_detail": "per person limit 10000, per accident limit 30000, deductible 1000, limit 10000"
},
{
"coverage_display_name": "Personal Injury Protection",
"coverage_detail": "per person limit 10000"
}
]
}
}