Auto Policy Detail

Auto Policy Detail Schema

Auto Policy Detail Type

object (Auto Policy Detail)

Auto Policy Detail Properties

FieldTypeNullableDescriptionPropertiesExample
driversArrayList of driversReference:
drivers
vehiclesArrayList of vehiclesReference:
vehicles
policy_coverageObjectPolicy coveragesReference:
policy_coverage

Sample JSON

{
    "drivers": [
        {
            "personal_info": {
                "first_name": "William",
                "middle_name": "H.",
                "last_name": "Martinez",
                "full_name": "William H. Martinez",
                "email": "[email protected]",
                "phone": "9037442554",
                "address": {
                    "entity_number": "1447",
                    "street": "Winding",
                    "city": "Providence",
                    "state": "RI",
                    "zip": "22903",
                    "country": "USA",
                    "raw_address": "1447, Winding Way, Providence, RI 22903"
                },
                "gender": "Male",
                "marital_status": "Married",
                "birth_date": "1987-10-21",
                "age": 35,
                "relation": "Self",
                "education": "Engineer",
                "occupation": "Software Engineer",
                "full_time_student": "No"
            },
            "license": {
                "license_number": "D123-456-789-012",
                "license_issuing_state": "Rhode Island",
                "license_status": "Active",
                "driver_status": "Active"
            }
        }
    ],
    "vehicles": [
        {
            "raw_name": "2020 LAND ROVER DISCOVERY SPORT",
            "model": "ROVER DISCOVERY SPORT 4 DOOR WAGON",
            "sub_model": "Premium",
            "make": "LAND ROVER",
            "year": 2020,
            "vin": "1C7GJFBG2MC631234",
            "premium": 508,
            "primary_use": "Pleasure",
            "garaged_zip": "40220",
            "annual_mileage": 12.97,
            "has_alarm": 1,
            "has_anti_lock_brakes": 1,
            "ownership_status": "Owned",
            "vehicle_coverage": {
                "uninsured_underinsured_property_damage": {
                    "coverage_display_name": "Uninsured/underinsured property damage",
                    "per_person_limit": 10000,
                    "per_accident_limit": 30000,
                    "deductible": 1000
                },
                "road_side_assistance": {
                    "coverage_display_name": "Roadside assistance",
                    "limit": 10000,
                    "per_accident_limit": 1000
                },
                "uninsured_bodily_injury": {
                    "coverage_display_name": "Uninsured motorist bodily injury",
                    "per_person_limit": 100000,
                    "per_accident_limit": 300000
                },
                "comprehensive": {
                    "coverage_display_name": "Comprehensive",
                    "deductible": 500
                },
                "underinsured_bodily_injury": {
                    "coverage_display_name": "Underinsured Motorist Bodily Injury",
                    "per_person_limit": 10000,
                    "per_accident_limit": 30000
                },
                "uninsured_property_damage": {
                    "coverage_display_name": "Uninsured Motorist Property Damage",
                    "limit": 10000,
                    "per_person_limit": 10000,
                    "per_accident_limit": 30000,
                    "deductible": 1000
                },
                "uninsured_underinsured_bodily_injury": {
                    "coverage_display_name": "Uninsured/Underinsured Motorist bodily injury",
                    "per_person_limit": 5000,
                    "per_accident_limit": 5000
                },
                "collision": {
                    "coverage_display_name": "Collision",
                    "deductible": 500
                },
                "medical_payments": {
                    "coverage_display_name": "Medical",
                    "limit": 1000,
                    "per_person_limit": 10000,
                    "deductible": 500
                },
                "rental_assistance": {
                    "coverage_display_name": "Rental assistance",
                    "limit": 50,
                    "per_person_limit": 10000,
                    "per_accident_limit": 1000,
                    "per_day_limit": 100,
                    "per_day_percentage": 80
                },
                "property_damage_liability": {
                    "coverage_display_name": "Bodily Injury & Property Damage Liability",
                    "per_accident_limit": 300000
                },
                "underinsured_property_damage": {
                    "coverage_display_name": "Underinsured motorist property damage",
                    "per_person_limit": 100000,
                    "per_accident_limit": 100000,
                    "deductible": 1000
                },
                "bodily_injury_liability": {
                    "coverage_display_name": "Bodily injury liability",
                    "per_person_limit": 100000,
                    "per_accident_limit": 300000
                },
                "other_coverage": [
                    {
                        "coverage_display_name": "Loan/Lease Payoff",
                        "coverage_detail": "premium 10"
                    },
                    {
                        "coverage_display_name": "Custom Parts and/or Equipment value",
                        "coverage_detail": "premium 20"
                    },
                    {
                        "coverage_display_name": "Personal Injury Protection",
                        "coverage_detail": "per person limit 10000"
                    },
                    {
                        "coverage_display_name": "Property Damage Coverage",
                        "coverage_detail": "per accident limit 100000"
                    },
                    {
                        "coverage_display_name": "Medical Payments",
                        "coverage_detail": "premium 9, per person limit 10000"
                    },
                    {
                        "coverage_display_name": "Guest Personal Injury Protection",
                        "coverage_detail": "premium 12"
                    },
                    {
                        "coverage_display_name": "Basic Personal Injury Protection",
                        "coverage_detail": "premium 13, deductible 1000, limit 10000"
                    }
                ]
            },
            "lien_holders": [
                {
                    "company": "USA Secure Lien Services",
                    "address": {
                        "entity_number": "1447",
                        "street": "Winding",
                        "city": "Providence",
                        "state": "RI",
                        "zip": "22903",
                        "country": "USA",
                        "raw_address": "1447, Winding Way, Providence, RI 22903"
                    },
                    "loan_number": "LH123456789",
                    "financing_type": "Fixed-Rate Financing"
                }
            ],
            "vehicle_discount": {
                "total_discount": null,
                "monthly_total_discount": 10,
                "discounts": [
                    {
                        "discount_type": "Anti-theft Device Discount",
                        "discount": null,
                        "monthly_discount": 3
                    },
                    {
                        "discount_type": "Smart Technology Discount",
                        "discount": null,
                        "monthly_discount": 7
                    }
                ]
            }
        }
    ],
    "policy_coverage": {
        "underinsured_bodily_injury": {
            "coverage_display_name": "Underinsured Motorist",
            "per_person_limit": 100000,
            "per_accident_limit": 300000
        },
        "collision": {
            "coverage_display_name": "Collision",
            "deductible": 500
        },
        "bodily_injury_liability": {
            "coverage_display_name": "Bodily injury liability",
            "per_person_limit": 100000,
            "per_accident_limit": 300000
        },
        "medical_payments": {
            "coverage_display_name": "Medical",
            "limit": 10000,
            "per_person_limit": 10000,
            "deductible": 500
        },
        "comprehensive": {
            "coverage_display_name": "Comprehensive",
            "deductible": 500
        },
        "uninsured_property_damage": {
            "coverage_display_name": "Uninsured Motorist",
            "limit": 10000,
            "per_person_limit": 100000,
            "per_accident_limit": 300000,
            "deductible": 500
        },
        "property_damage_liability": {
            "coverage_display_name": "Bodily Injury & Property Damage Liability",
            "per_accident_limit": 300000
        },
        "uninsured_underinsured_bodily_injury": {
            "coverage_display_name": "Uninsured/Underinsured Motorist bodily injury",
            "per_person_limit": 5000,
            "per_accident_limit": 5000
        },
        "road_side_assistance": {
            "coverage_display_name": "Roadside assistance",
            "limit": 10000,
            "per_accident_limit": 1000
        },
        "rental_assistance": {
            "coverage_display_name": "Rental assistance",
            "limit": 50,
            "per_person_limit": 10000,
            "per_accident_limit": 1000,
            "per_day_limit": 100,
            "per_day_percentage": 80
        },
        "uninsured_bodily_injury": {
            "coverage_display_name": "Uninsured motorist bodily injury",
            "per_person_limit": 100000,
            "per_accident_limit": 300000
        },
        "uninsured_underinsured_property_damage": {
            "coverage_display_name": "Uninsured/underinsured property damage",
            "per_person_limit": 10000,
            "per_accident_limit": 30000,
            "deductible": 1000
        },
        "underinsured_property_damage": {
            "coverage_display_name": "Underinsured motorist property damage",
            "per_person_limit": 100000,
            "per_accident_limit": 100000,
            "deductible": 1000
        },
        "other_coverage": [
            {
                "coverage_display_name": "Custom Parts and/or Equipment value",
                "coverage_detail": "premium 20"
            },
            {
                "coverage_display_name": "Guest Personal Injury Protection",
                "coverage_detail": "premium 12"
            },
            {
                "coverage_display_name": "Collision Coverage",
                "coverage_detail": "premium 32, deductible 500"
            },
            {
                "coverage_display_name": "Medical Payments",
                "coverage_detail": "per person limit 10000"
            },
            {
                "coverage_display_name": "Additional Personal Injury Protection",
                "coverage_detail": "premium 12"
            },
            {
                "coverage_display_name": "Loan/Lease Payoff",
                "coverage_detail": "premium 10"
            },
            {
                "coverage_display_name": "Underinsured Motorist Bodily Injury",
                "coverage_detail": "per person limit 10000, per accident limit 30000"
            },
            {
                "coverage_display_name": "Basic Personal Injury Protection",
                "coverage_detail": "deductible 1000, limit 10000"
            },
            {
                "coverage_display_name": "Property Damage Coverage",
                "coverage_detail": "per accident limit 100000"
            },
            {
                "coverage_display_name": "Uninsured Motorist Property Damage",
                "coverage_detail": "per person limit 10000, per accident limit 30000, deductible 1000, limit 10000"
            },
            {
                "coverage_display_name": "Personal Injury Protection",
                "coverage_detail": "per person limit 10000"
            }
        ]
    }
}