Auto Policy Detail

Auto Policy Detail Type

object (Auto Policy Detail)

Auto Policy Detail Properties

PropertyTypeRequiredNullable
driversarrayOptionalcannot be null
vehiclesarrayOptionalcannot be null
policy_coverageobjectRequiredcannot be null

Sample JSON

{
  "drivers": [
    {
      "personal_info": {
        "first_name": "Fize",
        "last_name": "User",
        "middle_name": "Demo",
        "full_name": "Fize Demo User",
        "email": "[email protected]",
        "address": {
          "entity_number": "1447",
          "street": "Winding",
          "city": "Providence",
          "state": "RI",
          "zip": "22903",
          "country": "USA",
          "raw_address": "1447, Winding Way, Providence, RI 22903"
        },
        "phone": "1234567890",
        "gender": "Male",
        "marital_status": "Married",
        "birth_date": "1980-10-21",
        "age": 42,
        "relation": "self",
        "education": "engineer",
        "occupation": "job",
        "full_time_student": "No"
      },
      "license": {
        "license_number": "6040690",
        "license_issuing_state": "Rhode Island",
        "license_status": "Active",
        "driver_status": "Active"
      }
    }
  ],
  "vehicles": [
    {
      "raw_name": "GRAND CHEROKEE 4 DOOR WAGON",
      "model": "GRAND CHEROKEE",
      "sub_model": "4 DOOR WAGON",
      "make": "JEEP",
      "year": 2014,
      "vin": "1C7GJFBG2MC631234",
      "premium": 444,
      "primary_use": "Pleasure",
      "garaged_zip": "23234",
      "annual_mileage": 40,
      "has_alarm": 1,
      "has_anti_lock_brakes": 1,
      "ownership_status": "Leased",
      "vehicle_coverage": {
        "bodily_injury_liability": {
          "coverage_display_name": "Bodily injury liability",
          "per_person_limit": 103,
          "per_accident_limit": 104
        },
        "collision": {
          "coverage_display_name": "Collision Coverage",
          "limit": 125,
          "deductible": 126
        },
        "comprehensive": {
          "coverage_display_name": "Comprehensive",
          "deductible": 129
        },
        "medical_payments": {
          "coverage_display_name": "Medical",
          "limit": 112,
          "per_person_limit": 123,
          "deductible": 250
        },
        "property_damage_liability": {
          "coverage_display_name": "Property Damage Coverage",
          "per_accident_limit": 107
        },
        "rental_assistance": {
          "coverage_display_name": "Rental assistance",
          "limit": 80,
          "per_accident_limit": 133,
          "per_day_limit": 132
        },
        "road_side_assistance": {
          "coverage_display_name": "Tow/road side assistance",
          "limit": 136,
          "per_accident_limit": 137
        },
        "underinsured_bodily_injury": {
          "coverage_display_name": "Underinsured Motorist Bodily Injury",
          "per_person_limit": 114,
          "per_accident_limit": 115
        },
        "underinsured_property_damage": {
          "coverage_display_name": "Underinsured motorist property damage",
          "per_person_limit": 146,
          "per_accident_limit": 147,
          "deductible": 145
        },
        "uninsured_bodily_injury": {
          "coverage_display_name": "Uninsured motorist bodily injury",
          "per_person_limit": 118,
          "per_accident_limit": 119
        },
        "uninsured_property_damage": {
          "coverage_display_name": "Uninsured Motorist Property Damage",
          "limit": 151,
          "per_person_limit": 153,
          "per_accident_limit": 152,
          "deductible": 150
        },
        "uninsured_underinsured_bodily_injury": {
          "coverage_display_name": "Uninsured/Underinsured Motorist bodily injury",
          "per_person_limit": 110,
          "per_accident_limit": 111
        },
        "uninsured_underinsured_property_damage": {
          "coverage_display_name": "Uninsured/underinsured property damage",
          "per_person_limit": 141,
          "per_accident_limit": 142,
          "deductible": 140
        },
        "additional_coverage_1": {
          "coverage_display_name": "accident forgivenes",
          "coverage_detail": "per occurance limit $10.50/- per person limit $2,00 only"
        }
      },
      "lien_holders": [
        {
          "company": "PRIVATE LABEL-Santander Consumer USA Inc",
          "address": {
            "entity_number": "1447",
            "street": "Winding",
            "city": "Providence",
            "state": "RI",
            "zip": "22903",
            "country": "USA",
            "raw_address": "1447, Winding Way, Providence, RI 22903"
          },
          "loan_number": "LN45656",
          "financing_type": "finance"
        }
      ],
      "vehicle_discount": {
        "total_discount": null,
        "monthly_total_discount": 404,
        "discounts": [
          {
            "discount_type": "California Good Drive",
            "discount": null,
            "monthly_discount": 30
          }
        ]
      }
    }
  ],
  "policy_coverage": {
    "bodily_injury_liability": {
      "coverage_display_name": "Bodily injury liability",
      "per_person_limit": 103,
      "per_accident_limit": 104
    },
    "collision": {
      "coverage_display_name": "Collision Coverage",
      "limit": 125,
      "deductible": 126
    },
    "comprehensive": {
      "coverage_display_name": "Comprehensive",
      "deductible": 129
    },
    "medical_payments": {
      "coverage_display_name": "Medical",
      "limit": 112,
      "per_person_limit": 123,
      "deductible": 250
    },
    "property_damage_liability": {
      "coverage_display_name": "Property Damage Coverage",
      "per_accident_limit": 107
    },
    "rental_assistance": {
      "coverage_display_name": "Rental assistance",
      "limit": 80,
      "per_accident_limit": 133,
      "per_day_limit": 132
    },
    "road_side_assistance": {
      "coverage_display_name": "Tow/road side assistance",
      "limit": 136,
      "per_accident_limit": 137
    },
    "underinsured_bodily_injury": {
      "coverage_display_name": "Underinsured Motorist Bodily Injury",
      "per_person_limit": 114,
      "per_accident_limit": 115
    },
    "underinsured_property_damage": {
      "coverage_display_name": "Underinsured motorist property damage",
      "per_person_limit": 146,
      "per_accident_limit": 147,
      "deductible": 145
    },
    "uninsured_bodily_injury": {
      "coverage_display_name": "Uninsured motorist bodily injury",
      "per_person_limit": 118,
      "per_accident_limit": 119
    },
    "uninsured_property_damage": {
      "coverage_display_name": "Uninsured motorist property damage",
      "limit": 151,
      "per_person_limit": 153,
      "per_accident_limit": 152,
      "deductible": 150
    },
    "uninsured_underinsured_bodily_injury": {
      "coverage_display_name": "Uninsured/Underinsured Motorist bodily injury",
      "per_person_limit": 110,
      "per_accident_limit": 111
    },
    "uninsured_underinsured_property_damage": {
      "coverage_display_name": "Uninsured/underinsured property damage",
      "per_person_limit": 141,
      "per_accident_limit": 142,
      "deductible": 140
    },
    "additional_coverage_1": {
      "coverage_display_name": "accident forgivenes",
      "coverage_detail": "per occurance limit $10.50/- per person limit $2,00 only"
    }
  }
}